Approval within 24 hours
Nominal interest rates
No guarantors
Minimum documentation
Education loan is offered by leading banks in India to help students achieve their academic dreams.
Job Oriented Courses
Loans for Skill Development
Tax Rebate
Graduation and Post-Graduation courses
Education Loan Abroad
Regular degree/diploma courses
Education Loan Eligibility
Education loan is offered by leading banks in India to help students achieve their academic dreams. Education loan Interest rates start from 10.05% p.a. with loan tenures of up to 15 years. Education loans are offered for higher education in both India and abroad.
Courses eligible
- Undergraduate programs
- Postgraduate programs
- Doctoral courses and PhDs
- Certificate courses with 6 months or longer duration
- Job-oriented courses
- Technical/diploma/professional courses
Institutes eligible
- Recognized institutions and government colleges
- Private institutes aided by government
- Professional institutions
- International colleges and universities
Collateral
- Collateral-free loans up to Rs.7.5 lakh from leading lenders
- Collateral-free loans up to Rs.40 lakh for select courses/institutions from select lenders
Acceptable collateral: Residential or commercial property or plot, fixed deposits, insurance
Loan amount
Up to Rs.1 crore
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